Disclaimer

Last updated: August 2026

Not financial advice

All content provided by Philo's Academy, including course materials, videos, workshops, case studies, and any commentary shared on this website or on associated social media accounts, is for educational and informational purposes only. Nothing here constitutes financial, investment, legal, or tax advice, and it should not be treated as a recommendation to buy, sell, or hold any security or other financial instrument.

No guarantee of results

Investing involves risk, including the possible loss of principal. Past performance — whether of an individual security, a strategy, or the instructor's own track record — is not indicative of future results. Philo's Academy makes no representation or warranty as to the accuracy, completeness, or timeliness of any content, and does not guarantee any specific outcome from completing the course.

Do your own research

You are solely responsible for your own investment decisions. Before acting on any information presented in this course, you should conduct your own independent research and, where appropriate, consult a licensed financial advisor, accountant, or other qualified professional who is familiar with your individual circumstances.

No advisory relationship

Enrolling in Philo's Academy, attending a workshop, or corresponding with Philo does not create an investment advisory, fiduciary, or client relationship of any kind.

Limitation of liability

To the fullest extent permitted by law, Philo's Academy and its instructor(s) disclaim all liability for any direct, indirect, incidental, or consequential loss or damage arising from the use of, or reliance on, any content provided.

Questions

If you have questions about this disclaimer, contact thinker@philoinvestor.com.